BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//ChamberMaster//Event Calendar 2.0//EN
METHOD:PUBLISH
X-PUBLISHED-TTL:P3D
REFRESH-INTERVAL:P3D
CALSCALE:GREGORIAN
BEGIN:VEVENT
DTSTART:20230107T150000Z
DTEND:20230107T161500Z
X-MICROSOFT-CDO-ALLDAYEVENT:FALSE
SUMMARY:Basics of Budgeting: 6 Steps for Creating a Realistic Budget & 4 Ways to Move Forward
DESCRIPTION:The Basics of Budgeting\n\n6 Steps for Creating a Realistic Budget\n\n4 Ways to Move Forward\n\n\n\nFor many people\, the idea of budgeting can be challenging.  Days are taken up with work\, friends\, family\, and the energy and activities required just to manage your life. There never seems to be enough time to focus on finances.  However\, budgeting is really the foundation of everything in our financial lives. Developing a budget can do more than track your spending and savings. It can help you achieve your financial goals.\n\n\n\n\n\nSecurities and advisory services offered through LPL Financial\, a registered investment advisor. Member FINRA/SIPC.\n\nThis material was prepared by LPL Financial for educational and informational purposes only and is not intended as ERISA\, tax\, legal or investment advice. If you are seeking investment advice specific to your needs\, such advice services must be obtained on your own separate from this educational material.
X-ALT-DESC;FMTTYPE=text/html:<span style="color:#0B2E5E"><span style="font-family:arial\,sans-serif"><span style="font-size:36.0pt">The Basics of Budgeting</span></span></span><br />\n<span style="color:#92D6E0"><span style="font-family:arialmt"><span style="font-size:19.0pt">6 Steps for Creating a Realistic Budget</span></span></span><br />\n<span style="color:#92D6E0"><span style="font-family:arialmt"><span style="font-size:19.0pt">4 Ways to Move Forward</span></span></span><br />\n<br />\n<span style="color:#000008"><span style="font-family:univers\,sans-serif"><span style="font-size:14.0pt">For many people\, the idea of budgeting can be challenging.&nbsp\; Days are taken up with work\, friends\, family\, and the energy and activities required just to manage your life. There never seems to be enough time to focus on finances.&nbsp\; However\, budgeting is really the foundation of everything in our financial lives. Developing a budget can do more than track your spending and savings. It can help you achieve your financial goals.</span></span></span><br />\n<img alt="" 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" /><br />\n<br />\n<em><span style="font-family:alegreya"><span style="font-size:10.0pt">Securities and advisory services offered through LPL Financial\, a registered investment advisor. Member FINRA/SIPC.</span></span></em><br />\n<span style="color:windowtext"><span style="font-size:7.0pt">This material was prepared by LPL Financial for educational and informational purposes only and is not intended as ERISA\, tax\, legal or investment advice. If you are seeking investment advice specific to your needs\, such advice services must be obtained on your own separate from this educational material.</span></span><br />\n<br />\n<br />\n<br />\n&nbsp\;
LOCATION:Cedar Hill Chamber of Commerce Boardroom 300 Houston Street Cedar Hill\, TX 75104 OR Zoom: 529 441 7133 No password required
UID:e.1426.17998
SEQUENCE:3
DTSTAMP:20260423T182340Z
URL:https://www.cedarhillchamber.org/events/details/basics-of-budgeting-6-steps-for-creating-a-realistic-budget-4-ways-to-move-forward-17998
END:VEVENT

END:VCALENDAR
